This strategic plan forms the basis for sound human capital management (HCM) system within MSAF. The HCM is the basis for good Corporate Governance approach to management. The strategic planning process provided the Board and MSAF management with the opportunity to consider the past, review the current as well as project forward. This strategic plan forms the basis for sound human capital management (HCM) system within MSAF. The HCM is the basis for good Corporate Governance approach to management.